<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[The Independent Thinking: Private Briefing]]></title><description><![CDATA[Subscribers-only, private briefing.]]></description><link>https://www.theindependentthinking.com/s/private-briefings</link><image><url>https://substackcdn.com/image/fetch/$s_!VWC4!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fafad2a36-2cba-476f-a82c-b19b5c2c0622_1280x1280.png</url><title>The Independent Thinking: Private Briefing</title><link>https://www.theindependentthinking.com/s/private-briefings</link></image><generator>Substack</generator><lastBuildDate>Thu, 30 Apr 2026 22:21:29 GMT</lastBuildDate><atom:link href="https://www.theindependentthinking.com/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[The Independent Thinking]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[news@factual.money]]></webMaster><itunes:owner><itunes:email><![CDATA[news@factual.money]]></itunes:email><itunes:name><![CDATA[The Independent Thinking]]></itunes:name></itunes:owner><itunes:author><![CDATA[The Independent Thinking]]></itunes:author><googleplay:owner><![CDATA[news@factual.money]]></googleplay:owner><googleplay:email><![CDATA[news@factual.money]]></googleplay:email><googleplay:author><![CDATA[The Independent Thinking]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[Follow the crowd... lose time]]></title><description><![CDATA[Real examples of companies that appear to be one thing, but are actually something else...]]></description><link>https://www.theindependentthinking.com/p/follow-the-crowd-lose-time</link><guid isPermaLink="false">https://www.theindependentthinking.com/p/follow-the-crowd-lose-time</guid><dc:creator><![CDATA[The Independent Thinking]]></dc:creator><pubDate>Fri, 20 Jun 2025 19:35:19 GMT</pubDate><enclosure url="https://substack-video.s3.amazonaws.com/video_upload/post/165894202/fc957057-b2bd-4985-9132-2d849933a2e8/transcoded-1750448052.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>Dear Member,</p><p>This week we are going to get real examples of companies that appear to be one thing, but are actually something else&#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[The Hidden Cost of Diversification]]></title><description><![CDATA[Understanding the true cost behind having too many stuff to manage...]]></description><link>https://www.theindependentthinking.com/p/the-hidden-cost-of-diversification</link><guid isPermaLink="false">https://www.theindependentthinking.com/p/the-hidden-cost-of-diversification</guid><dc:creator><![CDATA[Marcelo Marini]]></dc:creator><pubDate>Fri, 06 Jun 2025 21:24:51 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/165374768/bbe39e65c432bb0898728203ecfd8236.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>Dear Member,</p><p>A man with one house must fix what breaks. A man with eight homes simply moves to the next.</p><p>At first glance, this sounds like freedom. But when applied to business or investing, the analogy reveals something deeper&#8212;and more dangerous.</p><blockquote><p>&#8220;I have one company. If it fails, I have nothing.&#8221;</p><p>&#8220;I have eight companies. If one fails, I&#8217;m covered.&#8221;</p></blockquote><p>That&#8217;s the promise of diversification. A hedge. A buffer. A safety net.</p><p>But safety often comes with a price: <strong>complexity</strong>.</p>
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   ]]></content:encoded></item><item><title><![CDATA[You may be getting poorer — even as your net worth grows]]></title><description><![CDATA[As counterintuitive as it may sound, many entrepreneurs and investors are quietly experiencing this reality.]]></description><link>https://www.theindependentthinking.com/p/you-may-be-getting-poorer-even-as</link><guid isPermaLink="false">https://www.theindependentthinking.com/p/you-may-be-getting-poorer-even-as</guid><dc:creator><![CDATA[Marcelo Marini]]></dc:creator><pubDate>Thu, 22 May 2025 15:09:36 GMT</pubDate><enclosure url="https://substack-video.s3.amazonaws.com/video_upload/post/164086946/ee3e86f2-7859-4111-a74b-174c644f248f/transcoded-1747926517.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" 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srcset="https://images.unsplash.com/photo-1432671431739-d0ba1dd6e3c7?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMnx8Y2FzdGxlfGVufDB8fHx8MTc0NzkyNjQwNXww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080 424w, https://images.unsplash.com/photo-1432671431739-d0ba1dd6e3c7?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMnx8Y2FzdGxlfGVufDB8fHx8MTc0NzkyNjQwNXww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080 848w, https://images.unsplash.com/photo-1432671431739-d0ba1dd6e3c7?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMnx8Y2FzdGxlfGVufDB8fHx8MTc0NzkyNjQwNXww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080 1272w, https://images.unsplash.com/photo-1432671431739-d0ba1dd6e3c7?crop=entropy&amp;cs=tinysrgb&amp;fit=max&amp;fm=jpg&amp;ixid=M3wzMDAzMzh8MHwxfHNlYXJjaHwxMnx8Y2FzdGxlfGVufDB8fHx8MTc0NzkyNjQwNXww&amp;ixlib=rb-4.1.0&amp;q=80&amp;w=1080 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image"><svg role="img" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg"><g><title></title><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Photo by <a>Ali Lokhandwala</a> on <a href="https://unsplash.com">Unsplash</a></figcaption></figure></div><p>Dear reader and student,</p><p>As counterintuitive as it may sound, many entrepreneurs and investors are quietly experiencing this reality.</p><p>You build assets. You accumulate wealth. But over time, you feel&#8230; <strong>less liquid</strong>, more constrained, and oddly less free.</p><p>Why?</p><p>Because <strong>wealth is expensive</strong> to maintain.</p><p>Taxes, property costs, insurance, staff, legal fees, compliance, management &#8212; they all rise in proportion to your assets.</p><p>And there is more&#8230;</p><p></p>
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   ]]></content:encoded></item><item><title><![CDATA[Think wisely, act right]]></title><description><![CDATA[Create your future today, design your life with the Independent Thinking Techniques.]]></description><link>https://www.theindependentthinking.com/p/think-wisely-act-right</link><guid isPermaLink="false">https://www.theindependentthinking.com/p/think-wisely-act-right</guid><dc:creator><![CDATA[Marcelo Marini]]></dc:creator><pubDate>Wed, 25 Sep 2024 11:59:00 GMT</pubDate><enclosure url="https://substack-video.s3.amazonaws.com/video_upload/post/148596416/3aab1c19-9a92-4a19-8e04-8c2276d8df0d/transcoded-1727265265.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>As you know I&#8217;m a businessman, corporate financier, and author. </p><p>I developed Independent Thinking to help me plan, organize, prioritize, and choose the activities I must do to reach my objectives.</p><p>It&#8217;s not enough to think, you have to do what you say.</p><p>You have to take the steps necessary to accomplish your vision, which Independent Thinking delivers.</p><p></p>
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   ]]></content:encoded></item><item><title><![CDATA[The Power of Daily Rituals and Consistency]]></title><description><![CDATA[This is something that you only know if you do.]]></description><link>https://www.theindependentthinking.com/p/the-power-of-daily-rituals-and-consistency</link><guid isPermaLink="false">https://www.theindependentthinking.com/p/the-power-of-daily-rituals-and-consistency</guid><dc:creator><![CDATA[Marcelo Marini]]></dc:creator><pubDate>Thu, 12 Sep 2024 15:50:14 GMT</pubDate><enclosure url="https://substack-video.s3.amazonaws.com/video_upload/post/148596410/b2890609-ff70-476d-892f-57aa827629f0/transcoded-1726155823.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p>This is something that you only know if you do. If you don't do it, you don't know and can't have the benefit. </p><p>You can't have the benefit if you don't do it, but if you do you will feel differently, &#8230;</p>
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   ]]></content:encoded></item><item><title><![CDATA[Change Your Thinking, Change Your Results]]></title><description><![CDATA[Watch now | Unlocking Success with the Independent Thinking Way.]]></description><link>https://www.theindependentthinking.com/p/change-your-thinking-change-your</link><guid isPermaLink="false">https://www.theindependentthinking.com/p/change-your-thinking-change-your</guid><dc:creator><![CDATA[Marcelo Marini]]></dc:creator><pubDate>Wed, 03 Jul 2024 14:46:01 GMT</pubDate><enclosure url="https://api.substack.com/feed/podcast/146215384/07ae9cc495f68b4375923a2a2e52e26e.mp3" length="0" type="audio/mpeg"/><content:encoded><![CDATA[<p>When you change the way you think, you change your results.</p><p>How you think is the only thing that changes your results in life. Your way of thinking measures your result.</p><p>This way of thinking, the independent thinking way, is a process that you can start your day using and if you use it every day, you will get from the start of your day to the very end of your day in a different mindset. In a different way of thinking. Your results will follow this pattern.</p><p>This new way of thinking lets you live your best life, every day, in precise detail. And we are here to teach you the exact methods so you can change your life and achieve your desires.</p><p>To know more, <a href="http://factual.money/how-to-start/">watch new classes recorded every Friday or Participate in Real-Time Classes every week.</a></p><p>Stay tuned.</p><p>Marcelo Marini</p><p>P.S.: Members will have access to this class Friday 7 pm (NYC time)</p><div><hr></div><h1>Mude seu pensamento, mude seus resultados</h1><p>Quando voc&#234; muda sua maneira de pensar, voc&#234; muda seus resultados.</p><p>Como voc&#234; pensa &#233; a &#250;nica coisa que muda seus resultados na vida. Sua maneira de pensar mede seu resultado.</p><p>Essa forma de pensar, a forma de pensar independente, &#233; um processo que voc&#234; pode come&#231;ar o dia usando e se usar todos os dias, voc&#234; chegar&#225; do in&#237;cio ao final do dia com uma mentalidade diferente. Numa forma diferente de pensar. Seus resultados seguir&#227;o esse padr&#227;o.</p><p>Esta nova forma de pensar permite-lhe viver a sua melhor vida, todos os dias, com detalhes precisos. E estamos aqui para lhe ensinar os m&#233;todos exatos para que voc&#234; possa mudar sua vida e realizar seus desejos.</p><p>Para saber mais, <a href="https://factual.money/how-to-start/">assista &#224;s novas aulas gravadas todas as sextas-feiras ou participe das aulas em tempo real todas as semanas.</a></p><p>Fique atento.</p><p>Marcelo Marini</p><p>P.S.: Os membros ter&#227;o acesso a esta aula na sexta-feira &#224;s 19h (hor&#225;rio de Nova York).</p>]]></content:encoded></item></channel></rss>