It Pays to Think Independently
Welcome to The Independent Thinking Newsletter, where businessman, financier, author, and corporate finance specialist Marcelo Marini shares his insights to help you avoid recurring business and financial mistakes that waste time, capital and compromise decision making and keep individuals and companies stuck in a cycle of financial pressure, stress and poor results.
Each week, Marcelo Marini delivers deep, thought-provoking reflections on business, finance, and independent thinking. The objective is clear: wonder how the business and financial world actually works—so we can avoid structural pitfalls that waste time, drain capital, and compromise decision-making, while opening the door to try to understand how to build wealth, and, above all, think independently.
Includes concise strategic insights, actionable video & audio materials, and recommended tools to help you drive results with intelligence and actionable ideas.
Predictions of Human Misconceptions
Over the years, this newsletter has published strategic perspectives, often anticipating structural trends in business, finance, behavior, and the markets not covered in the mainstream.
You’ll find problems and opportunities that many companies and investors still haven’t recognized — these early insights reach this newsletter, long before eventually reaching the mainstream.
As a longtime reader and friend of this newsletter often says: “Marini is always 10–15 years ahead.”
Can we avoid the traps that waste time, capital, and decision-making?
After 7 years, there’s a common question: where will this insanity lead?
There are more “predictions of human misconceptions” that are still unfolding these days… We are not here to tell you what to do, but to help you question things… to think independently.
*Please note that if an article appears in another language, we kindly ask the reader to “Translate” using their browser — it’s certainly better than asking someone else to tell what they get from the reading exercise, and we hope it works better than skipping the reading at all — as some articles from 2016–2020 are being remounted from our original Diaries. Since the original Diary moved to Substack, now The Independent Thinking is the only place where he shares his thoughts. You can find more about him by visiting his Substack page.
Reader Voices
“Notorious knowledge in the field, inspiring, awesome.” — Executive
“Excellent newsletter, I read all the editions.” — Attorney
“Rational and surgical.” — Entrepreneur
“A little weekend reading: Marcelo Marini wrote about the difference between investors thinking for themselves versus just blindly following the crowd” — The Berkshire Beat
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Editorial Approach
We don’t give stock tips or model portfolios. Instead, we focus on the fundamentals of business and finances, independent thinking, and disciplined decision-making. The goal is not to follow the crowd, but to think critically and act with clarity.


